Nanny Policy Liability Insurance
Great Value for Money
Our pricing is highly competive and using our service will give you exceptional value for money.
Avoid Problems
Our professional and extremely reliable service will avoid costly and time consuming problems with your employee, HMRC and the Pensions Regulator.
Save Time
Trying to deal with PAYE yourself will waste huge amounts of your time. Let us deal with all the day-to-day stuff.
Insurance
Liability Insurance
If you are using childcare vouchers or tax-free childcare in England your nanny will need to be registered with OFSTED. It is a mandatory requirement for registration that the nanny has Public Liability Insurance. Even if you are not using childcare vouchers you may think it worthwhile to ask the nanny to take out insurance for your own peace of mind. Public Liability insurance will provide cover for the nanny if you need to take action against her if anything happens to the children whilst in her care. Without insurance, few nannies would be able to cover any costs you might incur in such circumstances.
Please note that in many cases, even though the policy will be in the nanny’s name and she will be the person insured, the nanny may expect the client to pick up the cost of this.
The policy offered by Premier Care (Mark Bates Ltd.) provides excellent cover at a reasonable price. Benefits include:
- £5 million limit of indemnity
- Cover in respect of the nanny’s legal liability to provide compensation following
injury to any person - Cover in respect of the nanny’s legal liability to provide compensation following loss or damage to property
- Personal accident cover to compensate the nanny in the event of accidental injury whilst at work
- Cover in respect of the nanny’s legal liabilities whilst driving the employer’s car
- Cover for up to 120 days for temporary trips outside of the UK when travelling with the family
- Cover whilst providing babysitting services for other parents
- Cover for loss or damage to the nanny’s personal possessions whilst working at the employer’s house
- Cover for the nanny’s legal expenses incurred as a result of a claim for one of the reasons set out above
- A legal helpline available 24 hours a day, 7 days a week which the nanny can call to get advice on any personal legal problems
Nanny Policy
Key features
Legal
Cover in respect of the nanny’s legal liability to provide compensation following loss or damage to property or injury to persons in her care
Personal accident
Cover to compensate the nanny in the event of accidental injury whilst at work
Financial loss
Cover for loss or damage to the nanny’s personal possessions whilst working at the employer’s house
Helplines
A 24 x 7 legal helpline which the nanny can call to get advice on any personal legal problems
